A note from the author...

While each person has their own definition of peace, one thing remains true for each of us; we all seek peace in our lives. Preparation dispels fear, which is the opposite of peace. Preparing, both sprirtually and temporally, increases our ability for self-reliance and peace. While I have created this site to help aid in understanding and following the counsel of leaders, I recommend each person to do personal research and prayer in knowing the right course for you.
I promise you that as you do pray and try to prepare, even if just a little at a time, you will be blessed and guided!

3/11/09

Financial Reserve

"Establish a financial reserve by saving a little money each week and gradually increasing it to a reasonable amount." First Presidency of LDS Church


Most people quickly agree that "Yes, I want to save money" but then the next thought is "How can I save money I don't have?" It's so hard to buy extra and save money for preparation purposes when your living expenses are already tight or maxed out. However, the Lord does not give commandments without giving a way to fulfill them. There are tools that you can use to design your goals in how to save a little here and a little there. Remember, save a little at a time. If you can shop sales and save $5 grocery shopping, put that money aside in your saving reserve. Seperate your savings from your expeditures so you don't accidently use it. Some other things to research and think about:

President Gordon B. Hinckley has taught: “Set your houses in order. If you have paid your debts, if you have a reserve, even though it be small, then should storms howl about your head, you will have shelter for your wives and children and peace in your hearts” ("To the Boys and to the Men," Ensign, Nov. 1998, 54).